2026 Benefits

 

Annual Enrollment is November 3 – 17, 2025

Benefits coverage elected during Annual Enrollment will go into effect on January 1, 2026. View the Approved Dependent Verification Documents link to the right for newly added dependents that need to be verified. If you are a new hire or a team member experiencing a Qualifying Life Event between now and through the end of 2025, click the How to Enroll for Benefits link and/or view the Approved Qualifying Life Event Documents to the right. If you have questions about enrolling, contact the Tenneco U.S. Benefits Center at 877-436-3409 and select prompt 8.

What’s New for 2026

MEDICAL
  • The HSA Medical Plan’s in-network deductible will increase to $1,700 for individual coverage ($3,400 for family coverage) due to a regulatory change required to maintain qualified plan status.
  • The PPO Medical Plan’s copays for PCP visits will increase to $40, copays for specialist visits will increase to $65 and the emergency room copay will increase to $250. The maximum copay for generic drugs filled through mail order will increase to $70.
SAVINGS AND SPENDING ACCOUNTS
  • If you enroll in the HSA Medical Plan for 2026, Tenneco will continue to make a $250 base contribution to your HSA and will match your contributions up to an additional $500. (Contributions for union groups may vary per the collective bargaining agreement.)
  • The IRS maximum contribution limits for the HSA are increasing to $4,400 for individuals and $8,750 for families.
  • The amount you can contribute to a Health Care or Limited Purpose FSA is increasing to $3,400, and the rollover amount is increasing to $680.
BASIC LIFE AND AD&D INSURANCES
  • Basic Life Insurance1 coverage provided by Tenneco for Salaried Team Members is changing to 1 times your annual base salary, rounded to the next higher $1,000, to a maximum of $2.5 million at no cost to you.
  • Basic Accidental Death & Dismemberment1 coverage provided by Tenneco for Salaried Team Members is changing to 1 times your annual base salary, rounding to the next higher $1,000, at no cost to you.
SUPPLEMENTAL LIFE AND AD&D INSURANCES
  • The amount of Supplemental Life Insurance2 and Accidental Death & Dismember Insurance you can buy is changing to 1 to 8 times your annual base salary.
VOLUNTARY BENEFITS
  • Aura (through MetLife) is replacing Norton LifeLock as our Identity Theft Protection vendor beginning January 1, 2026. Aura offers enhanced coverage, including services like IP address monitoring, cyberbullying protection and video game safety monitoring. If you are currently enrolled in identity theft protection with Norton LifeLock, you must re-enroll with Aura to continue having this coverage in 2026.
  • We’re adding Pet Insurance to our Voluntary Benefits offerings. This coverage, available from MetLife, helps take the worry out of the cost of pet veterinary care for your cat and/or dog. You can customize your plan with different reimbursement percentages, annual benefit amounts, deductibles and monthly premiums.

Supplemental Life Insurance Special Enrollment

If you’re a Salaried Team Member and currently enrolled in Basic Life Insurance, you will have the opportunity to increase your Supplemental Life Insurance coverage election by 1 times your annual base salary without providing evidence of insurability — even if you currently do not have Supplemental Life Insurance coverage. Note: If you don’t enroll during this opportunity but choose to enroll in later years, evidence of insurability will be required.

Expansion of Blue Select Networks

The HSA Medical Plan and the PPO Medical Plan will continue to offer (in certain geographical areas) high-performance provider Blue Select Networks with high-quality, cost-efficient care. You will receive a new medical ID card if your location is part of the Blue Select Network in 2026. While most current providers participate in the Blue Select Network, provider affiliations vary and are subject to change. It is always recommended to check if your provider is in network, which can easily be done via credenceblue.com or 877-733-4375.

  1. Basic Life Insurance will be reduced at age 65. See SPD for details.
  2. Supplemental Life Insurance is based on your current age and will increase if you move to a higher cost age bracket.